ETS / GEAR UP / Large Institutional Programs

Reducing Student Debt Through Comprehensive College-Access Programming

A research brief for institutional program directors who need peer-reviewed evidence that comprehensive college-access programming reduces student debt.

  • The student debt crisis by the numbers — and why it's a program issue
  • Federal Reserve research: targeted financial counseling reduced borrowing by 33%
  • U.S. Department of Education findings on hands-on FAFSA assistance
  • The 5 components of a debt-reducing college-access program
  • Large group engagement models starting at $5,499

Free Guide

The Research Behind Debt-Minimizing College Access

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Student debt is a crisis. Your program can do something about it.

The average student graduates with $37,000 in debt. But that number isn't inevitable — it's the result of students making college choices without a roadmap. Comprehensive college-access programming doesn't just help students get in. It helps them borrow less.

Comprehensive programming that reduces debt

01The 5 components of a debt-reducing college-access program
02Federal Reserve research: a 33% reduction in borrowing with targeted counseling
03How to measure and report debt reduction to stakeholders
04Customized proposals for large institutional programs
05Large group engagement models starting at $5,499

Authority backed by research

Mikael Davis Academy has helped secure over $38 million in financial aid — much of it through institutional partnerships with programs like yours. This brief presents the peer-reviewed research behind our debt-minimizing approach and the 5 components that translate it into measurable results.

Evidence, not promises

$38M+

in financial aid secured

33%

borrowing reduction in Federal Reserve study

$5,499+

large group engagement starting price

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